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Cristine Pena

Loan Officer
NMLS#: 2554573

Cell: (801) 652-4847
Office: (801) 652-4847
cristine@firstratehomeloans.com
7985 S 700 E
Sandy, UT 84070

My real estate journey began over 20 years ago and included everything from flipping homes and managing foreclosure purchases to running construction projects. I graduated from The University of Utah in 1998 and have been providing accounting services to various companies for over two decades.

I’m passionate about helping people achieve the dream of owning their own home. Whether you’re a first-time buyer, an investor, or looking into new construction or refinancing, I’m here to guide you every step of the way in both English and Spanish.

When I’m not working, I love spending time with my wonderful husband and four kids. I enjoy outdoor adventures, hiking, water skiing, creating pottery, and making special family memories.

Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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